Secure your future with reliable investments.
We offer professionally managed and diversified portfolios that deliver on performance and protection.
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Our Investment Solutions
Tax Free Savings Account (TFSA)
A flexible savings account that allows you to grown your savings tax-free. Meaning you won’t pay taxes on interest, dividends, or capital gains earned within the account. Available to Canadian residents aged 18 and older.
Registered Retirement Savings Plan (RRSP)
A tax-deferred account designed to help Canadians save for retirement. Contributions to an RRSP are tax-deductible, meaning they reduce your taxable income in the year you contribute. Investments inside an RRSP, such as stocks, segregated funds, or mutual funds, grow tax free until you withdraw them.
First Home Savings Account (FHSA)
A registered savings plan designed to help Canadians save for their first home. Combining features of both RRSPs and TFSAs, contributions to an FHSA are tax-deductible, while withdrawals for a qualifying home purchase are tax-free.
Registered Education Savings Plan (RESP)
A tax-advantaged account designed to help Canadian parents save for their children’s post-secondary education. Contributions to an RESP are not tax-deductible, but investments inside the account grow tax-free. The Canadian government also offers the Canada Education Savings Grant (CESG), which matches 20% of annual contributions up to a certain limit.
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Our Investment Vehicles
Daily/Guaranteed Interest Account
Offering a fixed guaranteed interest rate for a specified term, ensuring stable returns. It’s a secure option for conservative investors who want to protect their principle.
Segregated Funds
Providing the growth potential of mutual funds with the security of insurance. Segregated funds invest in a diversified portfolio of stocks, bonds, or other assets.
Payout Annuities
Offering a predictable income, protection against outliving your savings, and can be tailored with options like spousal benefits or inflation protection.
Working With Canada’s Top Insurers.
Why Work With Us?
We’re Committed to helping Canadians achieve financial security and growth. Here’s what sets us apart:
Industrial Experience
With over a decade of expertise, we provide clear guidance through the complexities of insurance and investment planning.
Personalized Solution
We recognize that every Canadian has unique needs. Our plans are customized to align with your specific goals.
Dedicated Support
From initial consultation to ongoing service, we’re here to support you at every stage, ensuring seamless execution and maintenance of your policies and investments.
Cost Savings
Access to competitive premiums by comparing rates from various providers.
Convinience
We handle the paperwork and claims and provide ongoing support.
Our Process: A Simplified Path to Financial Confidence.
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Chat & Discovery
We start with a conversation to understand your priorities and financial goals. By learning about your current strategies, we uncover opportunities to help you save more, protect your assets, and optimize you financial plan
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Personalized Planning
Using what we’ve learned, we design a detailed plan tailored to your unique needs. Our strategy focuses on optimizing savings, building financial security, and equipping you to make confident financial decisions. Every element is crafted to align with your lifestyle and aspirations.
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Simple Setup
We take care of the entire application process so you don’t have to. From paperwork to underwriting, we handle the details. Once everything is complete, we seamlessly activate your policy, giving you the peace of mind that your financial plan is ready to delivery value.
Ready to Maximize Your Savings?
Book a 30-min consultation to call to find out how we can help you keep more of what you earn.
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Frequently Asked Question
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What are segregated funds, and how do they work?
Segregated funds are investment products offered by insurance companies that combine mutual fund investments with insurance guarantees. They provide growth potential while offering features such as maturity and death benefit guarantees, as well as creditor protection.
What guarantees do segregated funds offer?
Segregated funds typically come with a maturity guarantee (usually 75% to 100% of the principal amount) and a death benefit guarantee. These guarantees ensure that you receive a certain percentage of your original investment at maturity or upon death.
How do segregated funds compare to mutual funds?
While both segregated funds and mutual funds invest in diversified portfolios, segregated funds offer additional insurance features, such as guarantees and creditor protection. Mutual funds do not provide these guarantees but may offer more flexibility in terms of investment options.
Can I access my money in a segregated fund before the maturity date?
Yes, you can usually access your money before the maturity date, but early withdrawals may affect your guarantees. It's important to review the terms of your specific segregated fund and consult with your advisor to understand any potential impact on your investment